Student Finance England: The Truth
The biggest myth that stops adults applying for univeristy? Money. Let me cut through it:
What Student Finance England Covers:
✅ Tuition fees (fully covered)
✅ Maintenance Loan (help with rent, bills, living costs)
✅ Extra support if you have kids, dependents, or a disability
Repayments – Plain English:
You do not pay upfront
You only repay once you’re earning over £25k a year
Repayments are based on income, not what you owe
After 40 years, any remaining balance is wiped
Myth vs Fact:
Myth: “I’ll be in debt forever.”
Fact: It works like a graduate tax. You only pay if you’re earning well.
Myth: “I need savings before I apply.”
Fact: No upfront costs, ever.
Myth: “It’s too complicated.”
Fact: I guide you through it, step by step.